Showing posts with label writers. Show all posts
Showing posts with label writers. Show all posts

Sunday, October 17, 2021

Thinking Taxes

Not all writers are Planners and Plotters. Some are Pantzers and some are Puzzlers. However, as some of us prepare for NaNoWriMo (National Novel Writing Month), early October is also a good time to prepare for taxes.

Why is that?

If you have an account with a stockbroker such as Charles Schwab or Fidelity (to name two at random), they will have to send you a 1099 Composite. The later in the year you sell stocks, the later in the following year you will have to wait for them to finish their corrections.  Take gains and losses in October if you want to file early in the new year.

Also, if the current Administration gets everything they want, Capital Gains taxes could be assessed at whatever the new rate is retroactively on every trade since September 12th.

If you have any worthless stock that is really unlikely to rise from the ashes, and that you cannot sell any more, you can call your broker and have it taken out of your account. The removal of the stock will not be documented by your broker on your 1099 Composite, so you will have to document its disappearing act (with a before and after set of statements) on your own tax return.  Since you need the "after" month, you don't want to do it in December.

If you are a successful writer on Medicare, or likely to be eligible for Medicare in the next couple of years, know that your total earnings (including capital gains on stocks) could affect how much Medicare claws back from you to pay for your Part B two years after your successful year.  So, you make a lot in 2021, and you pay for it in 2023.

Think about that, because writing is a volatile business.

Don't forget to pay your self-employment taxes.  If that is news to you, an old article by Writers Weekly has a good guide geared to writers.


Bear in mind, although a writer can deduct a business meal at a convention or book signing, one must be careful not to claim that a delightful celebratory night on the town at a restaurant with writer friends may not qualify as a business dinner.

Also, claiming all the running expenses of a room in your home (home office) tends to arouse suspicion. One can only claim for a room used exclusively for the business purpose, and it is wise to document that. Keep a Writers Log (Captain Kirk-like), every day, marking start time, break time, finish time. It can be ledger form, or a word document.  You can also use your daily log to note when you called your editor or received a call from your editor, and what you promised.... and when you drove to the post office to mail your manuscript. and when you got back.  You can deduct travel time and postage. It would help to buy a splash of gas for further proof  (scan and keep the gas receipt).

Know that gifts to charities that sell fund-raising lottery tickets are not deductible as gifts to charities. You got something of value, namely the theoretical chance of winning a Corvette or whatever.  You thought the lottery ticket purchases were deductible. The charity blurb might have suggested that, but the IRS might not agree, and the IRS is likely to be really scraping the proverbial bottom of the barrel.

However, you can give at least $10,000 to charity and be able to deduct it, as long as you can produce receipts to prove that you gave what you say to a legitimate charity, and received no benefits in return. 

For anyone terribly disappointed that there is nothing about copyright today, Andrew H. Bart and colleagues at Jenner and Block LLP have a really great article about the scope of copyright in the USA

https://www.lexology.com/library/detail.aspx?g=8f4998c3-9a4c-4cb0-99dc-39f7831afd1e


All the best,
Rowena Cherry 

Saturday, July 31, 2021

Group RX For Writers

If you are a member of Authors Guild or SFWA, and based in the USA, you have until August 15th, 2021 to find out if LIG Solutions might be right for your health care needs.

SFWA links:

AG link:

If you are not a member, there might still be time to join.

All the best,

Thursday, November 21, 2019

Good Art, Problematic Creators

Cory Doctorow's latest LOCUS column discusses the renaming of the John W. Campbell Award. We might also mention (although Doctorow doesn't) other similar controversies recently arising in the SF/fantasy world, such as the renaming of the Tiptree Award and the retiring of the H. P. Lovecraft bust as a trophy for the World Fantasy Award.

Campbell Was a Fascist

A panel at a recent Chessicon (which I participated in) addressed the quandary of how to deal with the works of an author whose personal life and/or beliefs violate our contemporary norms. Do the creator's flaws as a human being negate the value of his or her art? One all-too-recent example outside the realm of literature whom we discussed was Bill Cosby. If not aware of his real-life transgressions, wouldn't we still consider his comedy and TV programs worthwhile? And what about the other actors, innocent of wrongdoing, who suffer when reruns of those programs are made unavailable? Similarly, when a certain deceased editor is credibly accused of immoral conduct, would it make sense to boycott volumes edited by that person when the editor isn't alive to suffer, but innocent authors whose stories appear in those volumes are?

I recently heard a podcast reacting against (as I understood the part I heard) a movement to demote Paul Gauguin from the artistic canon because, as shown by his behavior in Tahiti, he was a pedophile and a racist. Should we deal with problematic authors, artists, filmmakers, actors, etc., differently depending on whether they're alive or dead, and if the latter, how long ago? It's understandable that a reader (viewer, etc.) may not want to give his or her money to living creators guilty of reprehensible behavior or known to hold beliefs the reader considers repellent. In cases of long-dead authors and artists, they're unable to either benefit or suffer from audience response to their works. What about recently deceased objectionable creators? Some audience members may object to giving money to such people's estates, but why? More often than not, the heirs are probably innocent of the dead person's offenses.

Concerning creators who lived so long ago that nobody now alive can be harmed or benefited by our treatment of their works, I see no problem with separating the art from the artist. The former can be great even if the latter was a terrible person. Of course, any individual or group has the right to boycott an artist's work as a form of principled protest. Moreover, the issue of actively honoring a problematic creator by naming an award after him or her is a different, more complicated question. In general, however, it seems to me that if we rejected the work of all artists who were flawed or immoral, we wouldn't have much of a canon left.

Doctorow puts it this way:

"Life is not a ledger. Your sins can’t be paid off through good deeds. Your good deeds are not cancelled by your sins. Your sins and your good deeds live alongside one another. They coexist in superposition."

Likewise, the sins of creators who are or were deplorable human beings coexist alongside their accomplishments as artists. Neither cancels out the other.

Margaret L. Carter

Carter's Crypt

Saturday, June 15, 2019

Creepy, Snoopy, Moribund... And All In The Best Possible Taste


Extrapolated from an alert on the Yahoogroup "AuthorsAgainstEBookTheft":

For authors who were published by Mundania.com, it has something in common with the Monty Python parrot. It is no more.

The website has an announcement:
PUBLIC NOTICE:
ALL PUBLICATION CONTRACTS MADE WITH MUNDANIA PRESS LLC, PHAZE BOOKS, HARD SHELL WORD FACTORY, AWE-STRUCK BOOKS, AND CELERITAS LIMITED LLC FOR EBOOKS, PRINT, AND AUDIO BOOKS ARE IMMEDIATELY CANCELLED AND FULL PUBLICATION RIGHTS ARE RETURNED FOR ALL BOOKS TO ALL AUTHORS AS OF MARCH 27, 2019.

The smart move would be to visit http://www.mundania.com/ and obtain a screen shot in case this is the only proof of return of rights that is available.

Note: Margaret L. Carter has pointed out that she received a full and proper return of rights directly from Mundania. Apologies if the above note was in any way inaccurate.

FIVE SCAMS FOR SENIORS
For Americans who might or might not have someone in the household nearing or older than sixty, beware of unexpected, unsolicited phone calls from persons claiming to be from Medicare. They are not. They quite possibly found your/your loved one's contact information and age on a site such as Been-Verified (which is not a reliable site, and which may well have complete and utter elderly strangers listed as living at your home with you... and their system provides no way for you to correct this error), and what the callers want is
a) to record you saying, "Yes?"  (Never say Yes to a stranger.)
b) to get your personal information and secret(ish) numbers.

Or perhaps some files were badly consolidated and some creepy snoopy sites got bad information from the Microsoft data breach.
https://blog.malwarebytes.com/cybercrime/2019/05/mysterious-database-exposed-personal-information-of-80-million-us-households/?utm_source=double-opt-in&utm_medium=email-internal-b2c&utm_campaign=EM-B2C-2019-June1-newsletter&utm_content=mysterious-database

Look here for scam warnings.
https://www.aarp.org/health/medicare-insurance/info-2018/open-enrollment-scam.html

OK. That is not writing or copyright related, but even writers get older. Moreover, authors are obliged by the nature of their business to put out more information on back matter and on public sites than most people.

Writers, be like The Queen of England. Keep your real birthday private, and celebrate an "official" birthday for social media purposes that is not your truthful birth date.

Finally, for anyone who is interested in SUPER (voting) POWERS that affect the big social media platforms, the trichordist has an eye-opening expose by Chris Castle on how supervoting works and why Zuckerberg (for one) has nothing to fear from shareholders.
https://thetrichordist.com/2019/06/06/guest-post-musictechsolve-betting-on-the-house-issues-that-house-judiciary-should-investigate-against-google-end-supervoting-shares-for-publicly-traded-companies/

One reason why Mark Zuckerberg maybe should be reined in is his alleged interest in monetizing other people's menstrual periods.

All the best,
Rowena Cherry 

Sunday, October 03, 2010

Romanticizing Punks

Glamorizing the common thief, and especially the uncommon thief, is not new. Who remembers Richard Green (real name Richard Greene) as "Robin Hood"?

"Feared by the bad, Loved by the good..." Legend would have us believe that Robin Hood was all about the forced liberation and redistribution of tangible wealth. Today, cyber piracy is about the liberation of, and free distribution of intellectual "wealth".

Are hackers the new "Robin Hood"?

Do hackers and pirates deserve a whole subgenre of romantic fiction devoted to their noble exploits? As Wikipedia states:
Cyberpunk is a Science fiction genre noted for its focus on high tech and low life. The name is a blend of cybernetics and punk and was originally coined by Bruce Bethke as the title of his short story "Cyberpunk", published in 1983.

It features advanced science, such as information technology and cybernetics, coupled with a degree of breakdown or radical change in the social order.
Cyberpunk plots often center on a conflict among hackers and megacorporations....
Steampunk appears to be more "respectable", although it is closely related in the pantheon of science fiction subgenres (if "pantheon" is the right word, which it probably isn't). The hero of The Time Machine was a gentleman. Captain Nemo (20,000 Leagues Under The Sea) might have been piratical, but he was also an officer and a gentleman... at least as portrayed by James Mason, and latterly by Naseeruddin Shah as the fascinating Indian Nemo in the modern Victorian Superhero film, The League of Extraordinary Gentlemen.

I'm not an expert or even a particular fan of steampunk or cyberpunk, but I am interested in science, history, the future, sociology, psychology, politics, and ethics.

This is beside the point, but I am also very concerned about the way society is going... the pressure upon members of Western society to use cellphones and other wireless mobile devices, and not just to use them occasionally for brief conversations, but to use them continually, and for sustained periods. What if they really do cause cancer, as Northern Europeans have been warning for some years? Where will those cancers form? Brains. Groins. Hands. What else might mobile media devices do to our minds?

As an internet radio talk show host, I have to ask my call-in guests to use landlines. The quality of cellphones may sound fine to the naked ear, but it doesn't re-broadcast well. I'm slightly alarmed that so many people these days don't have access to a landline, even as back-up. What happens if the satellites go down?

One of the modern Robin Hood types (in my personal opinion) that flew across my radar recently suggests that Peer-to-Peer should be monetized on mobile devices. (There's the link.) My reading of his plan --and my reading might be inaccurate-- is that he will decide what all forms of electronic content are worth, and enforce the collection and payment of that "fair" compensation. If content creators sign up with him, he will pay them what he thinks their work is worth, based on sales (I assume. I may be wrong). I infer that if creators do not sign up with him, their work will be reproduced and distributed anyway (and they won't be paid).

It sounds very "Google Book Settlement" to me.

Speaking metaphorically, and in the context of a notional hierarchy within the book industry, I've never thought of myself as an "Aristocrat" (and I still don't. I'm low list and out-of-print as of July 31st.) However, the vainglorious postings by pirates on Richard Curtis's blog about "good pirates" and "bad pirates" and pride in being part of "the revolution" makes me wonder.

http://ereads.com/2010/09/a-bootleg-e-book-bazaar-operates-in-plain-sight.html

This is Fair Use for the purpose of commentary and critique...
“Good pirates love the art, and often the artists, and they also love communication, creativity, social justice, networking, cooperation, fair trade, etc. They take pieces of art and make them available for free, not making any money off of it, gaining only a sense of satisfaction at participating in the revolution.”
So, according to persons who --one might reasonably infer-- think of themselves as "good pirates", there is a Revolution underway.

Presumably, the valiant, lone hackers are battling megacorporations, like their cyberpunk fictional heroes. That explains why the standard arguments to justify piracy focus on unnamed, greedy publishing houses that charge too much, or impersonal copyright organizations known by upper case acronyms, and seldom mention the very small, e-publishing presses, or named mid-list authors.

What is this Revolution? What is the purpose of it? What happens if the Revolution succeeds?

Instead of assembling in the streets, are disaffected unemployed people fomenting unrest and looting via their computers (and I hear that American welfare benefits include free internet access)?

Thinking of all the Revolutions of history, they're supposed to be good for whoever happens to be the underdog, and bad for the establishment. Often, they are also bad for those who might be considered collateral damage.

The British Industrial Revolution, and the Agricultural Revolution resulted in progress, automation, social change, migrations to bigger cities, a different form of exploitation for the producers and workers. The French Revolution might have been splendid fun for the sans culottes…. would one call the guillotining of aristocrats (including children) a form of populism?

Don't most revolutions end up with a different tyrant in charge, but those who were oppressed in the first place remain oppressed? Authors, photographers, artists, models and musicians who might, or might not be, exploited and oppressed by megacorporations will probably end up being exploited by the good pirate kings.

It's been a long time since I studied the rules of what I'm not supposed to write. Once upon a time, it was frowned upon for writers to write about heroes and heroines who are writers, but it seems to me, if one wanted to write a post-cyberpunk underdog story, the heroes and heroines ought to be writers.



Rowena Cherry